Welcome to the highly sought after Lake Riviera! This charming 3-bedroom, 1-bath cozy cottage-style ranch is perfectly located just a few miles from the beautiful beaches of Point Pleasant and Seaside Heights. There is currently an assumable FHA Loan at 3.25%, which could equate to big savings for qualified buyers! Nestled in the desirable Lake Riviera community, this home offers comfort, convenience, and outdoor enjoyment all in one package. Step inside to a functional and inviting layout featuring a bright eat-in kitchen and a versatile bonus room that can easily serve as a home office, dining room, or guest space. The home also includes a one-car garage for added convenience. Outside, you'll discover your own private backyard oasis. A spacious deck, accessible directly from the bonus room, overlooks a 24-foot above-ground pool with a newer liner, pump, and filter, perfect for summer fun and relaxation. The fully fenced yard provides privacy and security, while the 12' x 14' shed (complete with electricity) makes an excellent workspace, storage area, or poolside cabana. An optional chicken coop with chickens is also included for those who love the idea of fresh eggs and a touch of country living. Recent updates include a new roof in 2023 and a new attic fan installed in 2024, adding peace of mind and energy efficiency. Although everything is in working condition, this home is being sold "as is" and includes a 1 year home warranty. All that's missing is you! Whether you're a first-time buyer, downsizing, or looking for that perfect home near the shore, this Lake Riviera ranch offers tremendous value and lifestyle potential. Some photos have been digitally enhanced for presentation.